About Us

Founded by Michael Curcio in April 2002, First Choice Lending has consitently delivered unique loan products, lowest rates, and exceptional customer service.  We are a wholesale lender that shops for the best rates and fees on each loan for our clients.   We offer NO Cost Loans on all our refinances loans.  On purchase loans, offer no lender fees.  Few lenders can competle with our low rates and no clost loans!  We close our loans on average in 25 days! We knwow you will be happy with our servies at First Choice Lending! 


The process is simple with Blink our newest way to fund fund your loan with ease!

1) Creat an user account on this site that is 100% secure or  Call us at 800-325-9878.    

2) Begin your loan application and we will give you the best and lowest clost loan avaialbe taking into consideration your equtiy or down payment and credit score.

3) Your loan will be finalized and will receive full loan approval in 24/48 hours.  On refinances, about 40% of the time we receive an appraisal waiver saving time and you money. 

4) After Appraisal is in we will schedule loan doc signing can found the next business day,   


Need to get Pre-Approved for a home purchase?  We can often do this in a matter of a few minutes 7 days a week! Go to "Contact Us" and give us your information so we can get started.


We also offer Discount Reverse Mortgage products to our seniors 62 years or older!  You will find us to be your First Choice Lender!   Click on start my loan or Call NOW 800-325-9878.


Bring us your banks rate and we will beat it!  We look forward to closing a loan with you in the near future!


First Choice Lending


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© First Choice Lending Home Loans is an Equal Opportunity Lender CA BRE License #01003848 NMLS #358049